(UK) Remember, You NEED Insurance

This is just a reminder post to everyone.
Remember that you NEED insurance in the UK, you cannot drive without it, you have to have at a minimum 3rd party insurance otherwise your are illegally driving a car.

Please remember to look at what your policy allows you to do, before driving someone else's car or letting someone else drive your car.

Check the Government site if your are unsure: Click Here

Thanks for reading guys.

The DOs and DON'Ts of Car Insurance!

• DON'T ASSUME YOU HAVE THE BEST DEAL. SEE IF YOU CAN SWITCH AND SAVE

• DON'T FORGET TO CHECK IF YOUR PHOTOCARD IS VALID

• DON'T ASSUME THIRD PARTY'S CHEAPEST

• DON'T OVER-ESTIMATE YOUR MILEAGE

• DON'T MODIFY YOUR CAR

• DON'T FORGET THE INSURERS THAT AREN'T ON COMPARISON SITES

• DON'T BE TEMPTED TO LIE

• DON'T THINK YOU'LL PAY THE SAME BY INSTALMENTS

• DON'T AUTO-RENEW - HAGGLE OR GO

• DON'T FRONT - IT'S ILLEGAL

• DO FIT SECURITY AND PARK OR DRIVE CAREFULLY

• DO SEE IF YOU CAN SAVE IF YOU'RE A MAN - EVEN IF NOT AT RENEWAL

• DO TRY ADDING A SECOND RESPONSIBLE DRIVER

• DO TELL INSURERS ABOUT CHANGES AND SPECIAL CIRCUMSTANCES

• DO WORK OUT HOW MUCH YOU'D REALLY CLAIM FOR

• DO TRY TWEAKING YOUR JOB DESCRIPTION

• DO CONSIDER PROTECTING YOUR NO-CLAIMS BONUS

• DO AVOID SAYING YOU ARE UNEMPLOYED IF YOU AREN'T

• DO ENSURE YOU ADD TEMPORARY DRIVERS THE RIGHT WAY

• DO TELL YOUR INSURERS IF YOU'RE DRIVING ABROAD

Car Insurance, Monthly or Annual

Hey guys, looking for your feedback now!!
Obviously it makes sense for most people to buy Car Insurance Annually, save about £100 or more for most people, however I know a lot of people that don't!

So, If you do, Why do you buy Car Insurance Monthly!?!?

Please leave your comments below!

(UK) Telematic Car Insurance

Telematic Car Insurance policies are available to everyone, however they are aimed at 17-25 year olds who may not drive as much as the usual working adult.
Telematic Car Insurance companies install a little box in your car, which counts the amount of miles that you drive, how fast you drive, how well you turn and break and also what time of day you drive.
You can save a lot of money by using one of these companies if you don't drive over 6000 miles in a year!

The four biggest insurance companies that use these boxes are:

• Insure The Box - Choose a policy of 6000 or 8000 miles, where you can earn extra miles.

• Drive Like A Girl - Not just for Girls! This company offer cheap policies for good driving, and they aim for you to avoid driving between 11pm-4am.

• iKube - This company is great if you don't drive between 11pm-5am, they charge you extra onto of your premium for driving at these times, but they offer very cheap insurance!

• Coverbox - This company have taken the use of a telematic box one step further, you are charged per mile, which varies in cost at the times of day you drive. Low mileage drives can really cut costs with this company, especially if you don't drive between 11pm-5am!

(UK) Current Offers for Car Insurance November 2013

There are a few special offers on at the moment that you need to be aware of!

Swinton are offering £40 Cashback when you buy insurance from their website using the code: PMWTDR663

Confused are offering 1,000 nectar points if you buy via their site, just make sure you claim the points within 60 days!

Also Aviva are offering up to 20% off when you buy a policy online! Also check their multi car offers if you have multiple cards at your address, you could save up to a 1/3 off!!

(UK) Student or a Young Driver? Get in here then!

Remember, when you are a young driver, you are not going to be able to drive an Audi A3 and get insured at a reasonable price, so be smart when buying your first car.
There are many cars that are in the low insurance groups so give it a google search and find your most preferred car from a lower insurance band!

For young drivers, you want to check out all the most common comparison sites, along with a few companies directly.
Compare the Market - www.comparethemarket.com
Confused - www.confused.com
MoneySuperMarket - www.moneysavingexpert.com
Tiger - www.tiger.co.uk
Direct Line - www.directline.com

When in doubt, check for the latest advice and offers on MSE!

Money Saving Expert - www.moneysavingexpert.com

Now go save your sell a bunch on your car insurance and remember, no claims bonus can lower your premium by up to 40% so make sure you don't lose it!

(UK) Expensive Car? An Audi? BMW? Mercedes? Range Rover?

Remember if you've got one of the cars above, make sure to check out multiple comparison sites, as these cars can bring up a whole bundle of different prices on many sites.
When you compare insurance make sure you know what you want with these cars!
It may be better off with low excess due to the expensive nature of these cars and make sure to protect your no claims bonus, as without it, you might not be able to afford insurance for these cars!!

Check out:
confused - www.confused.com
compare the market - www.comparethemarket.com
As these sites tend to offer the best rates on high end consumer cars.

Let us know how your comparisons varied in the comments below!

Top Car Insurance Sites in the UK

There is a lot to remember when your ordering your Car Insurance, especially if you have a high end car, the main rule being, ALWAYS SHOP AROUND!

In the Uk use comparison sites like:
Compare the Market - www.comparethemarket.com
MoneySuperMarket - www.moneysupermarket.com
GoCompare - www.gocompare.com
Confused - www.confused.com
USwitch - www.uswitch.com

Some sites offer better prices from the same companies due to partnerships, so make you check that one company is not cheaper elsewhere.
Also remember to check out Money Saving Experts to get the best tips available to lower you quote!